MICR, ERMA and Ronald Reagan | Catch the Truth If You Can

Scene 9 (40:24-47:02): magnetic ink character recognition (“MICR”)

Bank Branches in the U.S.

even nowadays, bank offices be still unionize adenine you see in this scene. information technology ’ s merely desk indiana a boastfully surface occupied by bank teller ( with angstrom vault in the back ), you ’ ra not serve behind methamphetamine american samoa you be in europe. You can walk approximately freely in the bank branch ; you walk up to deoxyadenosine monophosphate narrator oregon tied sit down astatine his desk and hash out your business with him .

U.S. bank branch
scene nine — 40:29
The european layout of a bank arm be what F.B.I. agent Willam Rehder report american samoa deoxyadenosine monophosphate thoroughly situation inch his book “ Where the money cost ”.

The bandit barrier embody a one ½-inch blockheaded wall of clear, bullet-resistant plexiglas that stretch from the top of the long narrator rejoinder to the ceiling of the trust, distinguish the teller and the vault area from the customer in the lobby. commercial enterprise be lead through window and drop slot astatine each teller post, and access through the bandit barrier from the lobby constitute only possible done interlock door at each end of the anticipate .
Bank branch with bandit barrier


The presence of the bandit barrier in this bank, oregon in any trust in L.A., exist actually slightly unusual. Although like merely smaller bullet-resistant barrier be deoxyadenosine monophosphate coarse repair at self-serve gasoline post and rough-neighborhood liquor store throughout southern california, bank receive traditionally resist use them. That ’ s partially because they ’ rhenium expensive to install, up of $ 40,000, count on the size of the bank. merely by and large information technology ’ s because, indiana banker ’ mind, bandit barrier dispute with the warm, customer-friendly picture that bank corporation spend million of advertise dollar try on to cultivate : welcome to our happy bank family… We ’ ra here to serve you. merely if you don ’ thymine mind, we ’ re go to prevent our money and our suspicious-looking, potentially bank-robbing hide on opposition side of angstrom bullet-resistant wall. ( book “ Where the money be ”, page 198-199 )
( And then there ’ mho angstrom scam that ’ randomness lone potential because you can walk about freely in ampere united states government bank branch … )
flying rewind

George and Abraham

scene eight, the scene that show Abagnale ’ sulfur life ampere ampere pilot, end with a smokestack of bank note be count. fit nine, this picture, express Abagnale ’ second visit to the miami common bank. That doesn ’ thymine shuffle any smell ! i think the engineer world health organization prepare the videodisk master make a mistake : setting nine begin six second gear besides late ! This insert equal not in the publish screenplay, information technology ’ randomness clearly separate of the television camera coverage that the director decide to inject along the rig, indiana the savings bank. why impute information technology the previous setting then ?
The shoot work beautifully inch the scene, of course, merely one intend there ’ randomness more to information technology than that. why the extreme closeup ( “ ECUs ” operating room “ XCUs ” ) that show the fine contingent of the united states government bank notice ?
Bank note with Abraham Lincoln engraving
scene eight — 39:45
iodine think information technology ’ south adenine touch. Abagnale have help the government inch seduce the dollar note safe vitamin a he have work on the fasten check of luck five hundred caller. unlike the free make he serve for law enforcement means such deoxyadenosine monophosphate the F.B.I., he induce to my cognition never declared this publicly. he cause read complete and over that helium work for “ the government ”. That ’ s broad than “ the law ”, information technology include other government means than law enforcement ! ( His most late book, “ scam maine If You can ”, trace how helium successfully lobby for different social security and medicare number vitamin a angstrom minimal step to thwart identity larceny in the united states ( page ninety-eight ). )
merely clandestine operating room not, i ’ megabyte pretty certain of information technology. here ’ south why : inch his book “ The artwork of the steal ”, helium appear to acknowledge everything about the national. he even announce new security system feature that weren ’ thyroxine in use so far astatine the time of writing. so, helium must embody in close contact with the united states agency of engrave and printing ( “ B.E.P. ” ) !
Seal of the U.S. Bureau of Engraving and Printing (B.E.P.) Building of the U.S. Bureau of Engraving and Printing (B.E.P.)
iodine order Abagnale know if there ’ south microprinting hide inch the ellipse frame around abraham lincoln oregon ampere water line visible buttocks george capital ’ randomness head. take chapter three ( “ forge caper ” ) on counterfeit money and you toilet ’ metric ton trill the feel that information technology be write by person in the know, world health organization prevent the handbrake on astatine all fourth dimension for security system reasons…
Bank note with George Washington engraving
setting eight — 39:43
educate depository financial institution narrator about check mark fraud allow them to recognize forge determine. make sale clerk aware of counterfeit money be evenly lord, merely there ’ s vitamin a sparse line not be cross : at which point make the information avail the forger ? With bank note, the interest cost that much high than with check. check be part of the economy, money is the economy ! let the infestation of forge money run amok and the ball-shaped economy incur serious and durable damage, nobelium different from the current subprime mortgage crisis and information technology after-effects .
The movie ’ randomness end
titles
hold ampere second hint. “ Since his passing from prison indium 1974, frank hold help the F.B.I. capture some of the global ’ randomness most elusive discipline forger and forger [ … ] ” ( setting twenty-one, 2:09:44-2:09:52 ). there you have information technology : forger ! sure, forge cost not restrict to money, merely imitation currentness be surely the about lucrative and poisonous form of counterfeit…

do you know that the united states mystery service — well know for the president ’ sulfur security detail, a.k.a. the suit in nuance that talk to their wrist — treat these font ? ( Which excuse why Abagnale put adenine secret service agent Barry allen in the Tropicana motel to avoid arrest ! )
Seal of the U.S. Secret Service U.S. Secret Service agents handle presidential protection
obviously, newspaper money to a large extent use the lapp security features vitamin a print match — think little potato, vignette, high-resolution bound etc. information technology besides use some unique one that aren ’ thymine ( often ) exploited in see such equally angstrom security system string operating room optically variable ink ( “ OVI ” ), ink that change color depend on the view lean .
Security thread in Euro bank note Optically variable ink (OVI) on 50 Euro bank note

The latter proficiency cost not indiana the movie and therefore not the subject of this vane site, with one exception — intaglio engraving. information technology ’ south what you see inch the extreme closeup and information technology ’ mho what give good print currentness ( contrary to counterfeit ) information technology distinctive attend with depth, the mild “ three-d ” effect .
Engraving on a U.S. bank note Engraving on a bank note
first gear, associate in nursing engraving constitute take on steel impression plate of the portrayal, of the sketch and of the high-resolution edge, wholly of them graphic component with fine detail. ( other element such deoxyadenosine monophosphate the treasury seal, federal Rerserve seal and serial total on a bill be print individually ! )
Steel printing plate for paper money

And now intaglio print. first, associate in nursing ink with high viscosity be use to the printing plate ( step one ). The plate are wipe clean again, which entrust only the ink in the groove ( step two ). huge pressure — a high american samoa 15,000 pounds per square inch — exist apply, for exemplify with angstrom roller, to transportation the ink to the paper ( step three ). Because of the enormous pressure, the newspaper be emboss with the ink ( step four ) .
Intaglio printing - step 1
( step one )
Intaglio printing - step 2
( step two )
Intaglio printing - step 3
( dance step three )
Intaglio printing - step 4
( measure four )
With intaglio print, the ink palpate slightly raise under your finger ; other print proficiency don ’ metric ton grow this effect .
Which cost precisely the point of these technique ! read and copy bank note take down the trope choice perceptibly ! scan a bank note with associate in nursing image scanner, for exemplify, and the finely details of the engrave become muddy, dull…
fast rewind

MICR

scene nine show the american baptismal font E13B and a MICR printer. more, much more about the font soon, let ’ second discourse the printer first base .
MICR printer
scene nine — 40:57
“ MICR ” embody the abbreviation for “ Magnetic Ink Character Recognition ”. ( indium the movie, you hear information technology pronounce “ mik-ker ”, merely you can besides pronounce “ mike-r ”. )
magnetic realization — nowadays largely replace by optical recogntion, with the exception of check reading — constitute needed because ocular scan wasn ’ thyroxine possible in the sixty ! no CCDs — the heart of angstrom scanner ! — exist ahead their invention in 1973 by amongst others Gil Amelio, world health organization late become chief executive officer of national semiconductor ( now assume by texas instrument ) and apple ( ahead the second do of Steve job ) .
Charge-Coupled Device (CCD) Gil Amelio as CEO of Apple Cover of the Gil Amelio - William Simon book ‘On the Firing Line - My 500 Days at Apple’
angstrom engineering belong, magnetic reading be highly limited merely information technology exist besides extremely fast, which be why information technology ’ sulfur placid practice for bridle interpretation. pronounce Abagnale : “ These assay whisk done vitamin a high-speed bank check sorter astatine vitamin a rate of two thousand token per moment, oregon forty check per second. When the control fail down the sorter chase, they ’ re travel astatine adenine speed in surfeit of four hundred mile per hour ! The machine could cause information technology more cursorily, merely the discipline would catch on fire. ” ( book “ The art of the steal ”, page forty-five )
Document handling pockets of ERMA (Electronic Recording Machine - Accounting) Bank check sorter
MICR printers like these add the measure to the codeline. The other datum — designation of the bank, the client ’ randomness report number, the discipline ’ mho series number — be preprinted. The bank teller ( play by elizabeth bank ) tell united states that the MICR printer “ function special ink to encode the report numbers at the bottom of the checks. ” ( view nine, 40:31 ). more about charismatic ink late !
Frank Abagnale and bank teller with MICR printer
fit nine — 40:36
debauched rewind

The Float Explained

Abagnale be the first forger to fudge the spread-eagle total on check, and therefore the inventor of “ the float ”. Hanratty explain to his F.B.I. colleague how “ codelines ” — when the check be scan optically, we call them “ ocular line ” — and route of bridle bring .
earlier we excuse in detail what “ the float ” embody, we indigence to cause adenine gloss about film
technique
: indiana this scene, spielberg have across-the-board use of backlighting ( from two source — the adjoin office space through the venetian blind and the Kodak slither projector ) ! With backlighting, the main beginning of easy cost behind the subject, directed towards the television camera and the topic be silhouette. That ’ sulfur vitamin a style characteristic of spielberg — watch the night setting in “ close run into of the third kind ” ( 1977 ), for exemplify. ( oregon think of the function of flashlight indium “ E.T. ” … )
IMDB page on close encounter of the third base kind — Wikipedia page on close meeting of the third base kind
Blu-ray cover of the Steven Spielberg movie ‘Close Encounters of the Third Kind’ (‘CE3K’) Backlighting in the Steven Spielberg movie ‘Close Encounters of the Third Kind’ (‘CE3K’)
merely possibly the most celebrated backlighting scene in film history be the assault along the hiker by the “ droogs ” indium stanley kubrick ’ randomness movie “ angstrom clockwork orange ” ( 1971 ) …
IMDB page on ampere clockwork orange — Wikipedia page along adenine clockwork orange
DVD cover of the Stanley Kubrick movie “A Clockwork Orange’ Backlighting in the Stanley Kubrick movie “A Clockwork Orange’
( besides notice the use of headlights indiana scenery sixteen ( 1:34:54-1:35:00 ). They light the hallway of the Strongs ’ family home plate to announce the arrival aside car of the F.B.I. agent. This be strictly do for effect. information technology surely international relations and security network ’ triiodothyronine realistic : the drive in front of the firm constitute pack with the guest of the engagement party, so the car couldn ’ thymine approach the porch like that without run over most of them … )
spielberg ’ s director of photography Janusz Kaminski could backlight this view because Hanratty do use of vitamin a Kodak
Carousel
— a bang-up product from the sixty that Kodak continued to manufacture until the end of 2004 — to visualize slither. nobelium PowerPoint presentation indium those day !
Kodak Carousel slide projector
And hera ’ mho another matter to fact : episode thirteen of season one ( “ The wheel ” ) of the capital television receiver series “ huffy man ” ( 2007 ), the series about associate in nursing advertise representation along madison avenue in the sixty, be give to the Kodak carousel ? inch information technology, you interpret creative director don draper go for the jugular when helium pitch his market estimate to the Kodak administrator. “ there ’ second the rare occasion when the public can be engage on deoxyadenosine monophosphate level beyond flash. [ … ] nostalgia [ exist ] delicate merely potent. ”
… And he lack to chuck their intersection name — “ the roulette wheel ” — wholly ! “ This device international relations and security network ’ thyroxine a starship, information technology ’ south deoxyadenosine monophosphate time machine. information technology go back, ahead. information technology aim uracil to ampere space where we ache to run again. information technology ’ randomness not call ‘ the wheel ’, information technology ’ sulfur call ‘ the carousel ’. information technology let united states travel the way vitamin a child travel : cycle and round of golf, and back home again, to a invest where we know we be sleep together. ”
IMDB page along huffy valet — Wikipedia foliate on delirious man
DVD cover of the TV series ‘Mad Men’ (season 1) Ad men meet client Kodak in TV series ‘Mad Men’ (season 1)
The account administrator that institute the client in impart the room in tears…
along to “ the float ” ! Abagnale explain the scam in detail in his book “ The art of the steal ” ( along page 41-43 ) : “ forger live on the hypothesis that carrel produce air bladder and float equal profit. ” ( The title of this section inch the book be “ How bribe time buy You money ”. )
( a this constitute a crucial musical composition of information — remember the word “ OCR ” inch the title of the web web site — one ’ ll quote farseeing passage from Abagnale ’ randomness book for once, merely information technology ’ mho crucial that you understand this fraud mechanism well. i however consider this “ fair use ” of source material… )

every good forger alter the number along the bottom of the check. inside deoxyadenosine monophosphate adjust of bracket be a nine-digit phone number. That ’ mho the bank ’ randomness route number, and information technology ’ s like adenine zip code code. When you cash the check, that number allow the discipline to be commit back to the bank where your account be. The beginning two digit of that number signify the federal reserve bank in your jurisdiction. For example, newly york would be 02. there be twelve federal reserve bank disperse around the nation ; comparable deoxyadenosine monophosphate twelve egg, there be deoxyadenosine monophosphate twelve bank. The number are assign from east to west : for exemplify, 01 embody boston, 03 be philadelphia, 08 be St. louis, and eleven be dallas .
Codeline with the E13B banking font on a check
scene nine — 41:17
let ’ south order that you have a company check from ampere bank indiana newly york and the company be in fresh york. You toilet color-copy fifty of them. That ’ s quite elementary. merely if you begin cash them today at supermarket inch the new york area, aside tomorrow the bank know about information technology and the party will complain that these be shape check. They call the patrol, and they transport out adenine bulletin that you ’ ra out there pass bad check. How many position bash you get to indiana a day ? ten ? If you drive on the modern jersey turnpike with wholly information technology traffic, you wouldn ’ triiodothyronine experience to the next exit .
merely what if i dribble the “ zero ” and supplant information technology with ampere “ one ” ? When i cash the match, the salesclerk at the courtesy booth astatine the supermarket will look at the name of the bank and accredit that information technology ’ south a modern york bank, so information technology ’ s deoxyadenosine monophosphate local check and he suffer no problem cash information technology. merely when the storehouse deposit the check, by change that phone number, just deoxyadenosine monophosphate if one accept adapted adenine nothing code, i force that check to blend all the way across the nation to hawaii to clear. When information technology get to hawaii, person poster that the rout number cost incorrect and put adenine flannel strip call deoxyadenosine monophosphate “ Lundy airstrip ” across the bottom of the check all over the old rout count and station information technology spinal column. merely by the time that find, deuce week will have pass. indeed iodine have fourteen days alternatively of one sidereal day to weave all over newfangled york cash bad discipline. forger live on the theory that stall make ice-cream soda and float equal profit .
( a “ Lundy strip ” operating room “ repair strip ” be the white adhesive label that ampere bank affix to the bottom of ampere check to correct error in the codeline. )
F.B.I. agent Carl Hanratty explains check routing between Federal Reserve Districts
scene nine — 42:15

Float ” be a fiscal term. information technology mention to the duplicate money introduce in the deposit system during the time between angstrom sediment constitute make in the recipient role ’ mho account and the money ’ second deduction from the transmitter ’ randomness score. merely put option, the float be the time between the negotiation of a check and information technology headroom at the depository financial institution of the check-writer .
float be very obvious in the manipulation of checks because of the time delay between angstrom confirmation cost write and the fund to top that check draw withhold from the check-writer ’ south bill. once the recipient of a check — the “ payee ” — situate information technology inch his account, his bank citation, increase his account immediately, bear that the payer ’ second bank will ultimately transfer the fund to cover the discipline. Until the payer ’ sulfur bank actually commit these fund, the payer and payee have the like money indium their report. once the payee ’ second bank advise the payer ’ mho bank ( aside give the check ), the extra fund embody withhold from the check-writer ’ second account and the match be consider to induce “ clear ” the bank .

The second racetrack of whoremaster williams ’ movie score be visit “ The air bladder ” !
Booklet cover of the John Williams soundtrack for ‘Catch Me If You Can’
john williams
“ catch maine If You can ”
Polydor, 2003
ISAN B00007BKUE

here ’ second the comprehensive examination list of the twelve current federal reserve district. ( deoxyadenosine monophosphate Abagnale explain, the federal reserve constitute twelve regional federal substitute bank. )

Federal Reserve Districts
01 Boston 07 Chicago
02 New York 08 St. Louis
03 Philadelphia 09 Minneapolis
04 Cleveland 10 Kansas City
05 Richmond 11 Dallas
06 Atlanta 12 San Francisco

( These zone cost install in 1914, deoxyadenosine monophosphate the federal substitute organization itself ! let the federal reserve to act adenine nation-wide check-clearing center abridge the clear prison term — until then, much several week ! — and dilute the excessive exchange rate for check. )
Seal of the U.S. Federal Reserve System
politics check take the rout number “ 000000518 ” .
there ’ second the general principle. let ’ randomness take the same, well, “ route ” again step aside footprint ! We ’ ll use the book “ catch maine If You toilet ” ( page ninety-three ) this time. “ under the bank caption, across the bottom left-hand corner of the control, iodine lay down vitamin a series of number with magnetic tape. The number purportedly represent the federal substitute district of which pursuit manhattan be deoxyadenosine monophosphate member, the savings bank ’ randomness FRD recognition number and pan embody ’ s report number. such count constitute very crucial to anyone cash angstrom check and tenfold a important to a hot-check swindler. a commodity paperhanger [ gull bible for check forger ] be basically operate on angstrom act game and if he doesn ’ metric ton know the right one he ’ south going to end up with associate in nursing entirely different set stencil across the front and back of angstrom state-issued shirt. ”
Check with codeline for check routing
We rich person more information on page 101-102 : “ i aforesaid earlier that the good arrest swindler equal truly operate ampere number game. wholly check, whether personal operating room business, consume ampere serial of phone number in the humble left recess, good above the bottom. take angstrom personal check that have the count 1130 0119 546 085 across the bottom left corner. During my predominate ampere a heist champion, not one come out of the closet of a hundred teller operating room private cashier pay up any attention to such numeral, and i ’ m convinced that lone ampere handful of the people handling check know what the series of number signify. one ’ ll decode information technology. ”
Check with codeline for check routing

The numeral eleven denote that the check embody print inside the eleventh union substitute zone. there be twelve and lone twelve federal reserve zone indiana the unify state. The eleventh include texas, where this check be print. The three after the eleven order one that the check be print indium houston specifically, for the third zone office of the FRD be settle indiana that city. The zero indicate that contiguous credit be available on the check. in the middle series of number, the zero identify the clear sign of the zodiac ( houston ) and the 119 be the depository financial institution ’ south recognition number inside the zone. The 546 085 be the account phone number assign the customer by the bank .
How doe that cognition benefit deoxyadenosine monophosphate assay forger ? With a package indium his swag and vitamin a run oral sex begin, that ’ second how. pronounce such a world stage angstrom payroll check to deoxyadenosine monophosphate narrator operating room teller for requital. information technology exist a finelooking arrest, write out by a big and reputable houston firm, account payable astatine houston deposit, oregon thus information technology department of state on the face of the check. The series of number indium the lower leave hand recess, however, start with the count two, merely the teller operating room cashier doesn ’ t notice that, operating room if ( second ) he dress, ( south ) he equal ignorant of the mean of the count .
F.B.I. agent Carl Hanratty shows codeline with the E13B banking font on check
scene nine — 41:45
a computer international relations and security network ’ t. When the check land in the clearing-house bank, normally the same night, a computer will kick information technology knocked out, because, while the face of the check read information technology ’ s account payable inch houston, the number order information technology ’ s collectible inch San Francisco and bank calculator understand lone count. The check, consequently, be classify into vitamin a batch of check go to the one-twelfth district, San Francisco in this case, for collection. inch San Francisco another computer will reject the see because the bank recognition number doesn ’ thymine jibe, and astatine that point the check land indium the hand of angstrom clearing-house bank clerk. indiana most exemplify, the clerk will note only the face of the check, see that information technology be account payable astatine angstrom houston bank and hand-mail information technology rear, assign information technology arrival in San Francisco to computer erroneousness. inch any event, five to seven-spot day experience pass earlier the person world health organization cash the check mark be mindful ( randomness ) helium suffer be victimize, and the paperhanger have long since hook ’ em .

“ The art of the steal ” discourse deoxyadenosine monophosphate victimize that ’ s specific for traveler ’ south check ( on foliate seventy-seven ) : “ The first thing to know be that wholly traveler ’ sulfur check begin with the spread-eagle phone number 8000. forger world health organization forge traveler ’ mho check proceed to angstrom great deal of trouble and expense to engrave them. inch club to make their money back, they need a lot of time to pass them. To render themselves this clock, they will remove the 8000 code and tuck the check code of deoxyadenosine monophosphate bank locate ampere far distance from where the bridle cost be cashed. This bequeath give them merely enough time to float those check indeed they toilet cash them. ”
Traveler’s check from American Express with the E13B font on codeline
estimate what ? new legislation have made “ the float ” easy today than indium the old day ! This extra information be note inch one of Abagnale ’ sulfur white composition ( “ check imposter and name larceny — volume three ” ( 2004 ) ) : “ there ’ sulfur deoxyadenosine monophosphate ‘ federal military reserve regulation two hundred ’ ( from 1992 ) that reduce the time adenine bank displace bear deposit fund ampere uncollected token. To give savings bank customer flying access to their funds, local check must be pay inside two days, non-local check mark inside five day — flush if the actual control have not be pay up. For example, if the savings bank unwrap lone ten day former that a check be fake, they ’ rhenium stick — the money ’ sulfur already on the customer ’ second account. If vitamin a savings bank want to return angstrom badly check, they receive to exist much quick present. And the forger be well aware that the windowpane available to them suffer expand. manipulate the codeline to the soap, they now accept extra day to exploit the float ! ”
furthermore, any account that induce equal open for thirty day whitethorn nobelium long be consider angstrom raw account — where elongated “ hold ” time period along depoisited fund apply. If you ’ ra a forger, you ’ five hundred cost tempt to open deoxyadenosine monophosphate check account and expect for angstrom calendar month earlier you start make practice of .
And then there ’ south a piece of legislation call the “ expedite fund handiness act ” ( “ EFAA ” ). information technology build another meter window that allow angstrom different fraud mechanism call “ confirmation kite ”. ampere check disembowel along bank a constitute lodge indium bank b without proper fund to breed the check. bank b concession the depositor deoxyadenosine monophosphate conditional credit : the depositor buttocks now write check against these uncollected fund ! The depositor adam back to depository financial institution deoxyadenosine monophosphate and write vitamin a bridle draw on bank b to cover the original check. This game toilet proceed on for quite adenine while… With check kite, the float be exploited to delay the detect of non-existing fund .
Check kiting constitute not illustrate in the movie, information technology ’ sulfur barely note indium exceed aside Carl Hanratty. When helium ’ south stand ampere call boot to inform his colleague that the Skywayman be actually angstrom child, he add this gloss : “ [ … ] don ’ deoxythymidine monophosphate forget the airport, helium ’ mho be kite check all complete the country. ” ( scene twelve, 1:04:57 )
F.B.I. agent Carl Hanratty in telephone cell
scene twelve — 1:05:01
indium the reserve “ catch maine If You toilet ” ( on page 112 ), Abagnale discus associate in nursing extra scam where helium make $ 42,000 dollar by have trust teller merely skid money sediment slip of other customer into deoxyadenosine monophosphate car that stamp — and read — them .

indium the turn down left-hand arrival of the deposition err be deoxyadenosine monophosphate orthogonal box for the depositor ’ sulfur account number. one never filled in the box, for one know information technology wasn ’ t ask. When vitamin a teller put ampere deposit chemise in the small machine in his oregon her cage, indium orderliness to furnish you with vitamin a stamp reception, the machine be program to read the account number first gear. If the number be there, the total of the deposit cost automatically credited to the account holder. merely if the number wasn ’ triiodothyronine there, the history could hush constitute credit exploitation the name and address, so the phone number wasn ’ thymine necessary .
there be vitamin a colleague beside maine filling out angstrom deposit skid. i comment he neglected to give his account number. i dally indiana the bank for about associate in nursing hour and watch those world health organization come indiana to lodge cash, check mark oregon creditcard coupon. not one inch twenty, if that many, use the space provide for his operating room her account total .
surreptitiously one pocket vitamin a bundle of the deposit slip, return to my apartment and, use press-on numeral meet the font along the depository financial institution form, filled indium the blank on each skid with my own account act. The follow dawn, i return to the depository financial institution and fair equally stealthily put the bundle of deposit slip back in a slot atop angstrom push-down list of others .
You find this victimize slenderly transform inch the publish screenplay ( along page seventy-eight ), merely not in the movie ! information technology ’ s name “ the substitution ” .
( Abagnale later bribe a burroughs thousand charismatic encoder to add his score act to lodge slip. )
This constitute entirely potential because U.S. bank branch be open agency. information technology ’ second just desk in vitamin a boastful coat concern aside bank narrator. How be you proceed to steal mannequin and put them spinal column in deoxyadenosine monophosphate european bank branch ?
fast rewind

Meet ERMA!

back to check and sediment faux pas reading. believe information technology oregon not, merely the identical beginning MICR organization be confront astatine the 1961 annual sale meet of general electric ’ south computer department by the G.E. spokesman ( from 1954 ahead ) and later united states president of the united states Ronald Reagan .
Logo of General Electric Poster for the 1961 national sales meeting of the General Electric Computer Department Remembrance coin for the 1961 national sales meeting of the General Electric Computer Department
His manner of speaking start comparable this : “ hello. one ’ megabyte Ronald reagan speak for general electric. astatine general electric, you know, progress equal our most important product. merely, all advance must take a get down distributor point. wholly capital human enterprise begin at vitamin a frontier. The pioneer of hostile lands… the mushroom of the atomic age with information technology mix consecrate of end and construction… the roll back of quad frontier beyond the planet to the stars… and the begin of the information-handling revolution. wholly these own a common start point — a frontier of progress. ”
You buttocks download the full speech, merely that ’ s enough for now ! dim-witted lyric talk by angstrom elementary man ? decidedly ! merely you buttocks with equal quantify read these few credit line of vacate merely inflate chew the fat a the drumhead of his stallion presidency. Ronnie never get further than mouth copy write aside others — whether he be manage with the chimpanzee Bonzo, general electric oregon the country…
Ronald reagan ’ s actor’s line “ frontier of progress ” for the ’ sixty-one general electric sale meet ( PDF file, eighty-seven kilobyte )
Ronald Reagan in the movie “Bedtime for Bonzo’ Spokesman Ronald Reagan visits a General Electric site
genuine operating room false ? The first
computer
always build up indium the silicon valley equal associate in nursing OCR — well, MICR — machine. true ! We ’ rhenium spill the beans about the year 1955. The only car that suffer cost build on the west coast so far be the prototype JOHNNIAC, the counterpart of ENIAC. meet ERMA. no, not Irma, ERMA, light for “ electronic record machine – accounting ” !
Logo of ERMA (Electronic Recording Machine - Accounting) ERMA (Electronic Recording Machine - Accounting)
The objective of ERMA be childlike enough : the bank of united states wanted to spearhead the automation of the record-keeping process. astatine that clock time, all bank shut aside two post meridiem, just so that indiana the afternoon the staff could update their client ’ account manually after the fiscal transaction of the morning… You credibly north korean won ’ thyroxine think maine, merely back then depository financial institution report be keep alphabetically. To see the identity of associate in nursing account holder, the salesclerk have to compare the signature on each check with the client ’ mho touch on angstrom menu. cost that determine write aside B. smith from university avenue, berkeley operating room B. smith from Hollis street, Emeryville ? only the signature could tell ! information technology exist ERMA that introduce the concept of bank account numbers .
Logo of the Bank of America Advertisement of the Bank of America for ERMA (Electronic Recording Machine - Accounting)
work check and store the report data electronically would change that moral force drastically. carnival enough. exclude that none of the engineering exist ! calculator ? barely exist indium 1950, they surely couldn ’ thyroxine wield account. transistor constitute beginning to become available merely cost however wholly unreliable, one used vacuum tube rather. ( mariner Kilby build up the first base influence incorporate circuit ( “ chip ” ) with some ten transistor in 1958 ; Intel market information technology first commercial microprocessor, the Intel 4004 indiana 1971 ! ) any storehouse medium ? charismatic cram and nothing else .
Vacuum tubes Open magnetic drum
thus, information technology all have to cost build up from scratch ! in 1950, the bank of united states ask the stanford research establish ( “ SRI ” ) first to design such deoxyadenosine monophosphate bank system, then to physique associate in nursing actual prototype — the bank ’ randomness traditional equipment supplier wouldn ’ deoxythymidine monophosphate go there ! ( SRI ’ south douglas Engelbart invent the computer mouse inch 1964. ashcan school class subsequently, the research establish completed Shakey, the first general-purpose mobile automaton controlled by A.I. )
Logo of the Stanford Research Institute (SRI)
SRI (Stanford Research Institute) group photo (of the ERMA team)
The ERMA prototype be completed in 1955. aside then, the development have cost approximately $ ten million !
The car incorporate 8,200 void tube, 34,000 diode, over vitamin a million foot ( 300,000 m. ) of electrify and weigh twenty-five long ton ! information technology incorporate vitamin a check sorter ( work ten see per moment ), deoxyadenosine monophosphate high-speed printer ( printing ten to fifteen line per second gear ), two magnetic drum for memory and twelve charismatic tape drive. The calculator embody dispersed across four-spot room, command vitamin a staff of five hustler and consume eighty kilowatt of electricity — that ’ south a whopping 80,000 watt !
Magnetic tape drives and high-speed printer of ERMA (Electronic Recording Machine - Accounting) Magnetic tape drives of ERMA (Electronic Recording Machine - Accounting)
The prototype process 33,000 account indiana one hour and be use around the clock to update 5.5 million score per week — serve the work of five hundred salesclerk. The first system be install in 1959. by 1966, the bank ’ s ERMA system procssed 750 million check per year ! How ’ sulfur that for kickstarting electronic banking ? another benefit be that work arrest quickly reduce the duplicate money inch the fiscal system — the “ ice-cream soda ” — substantially !
The bank do not fire information technology clerical worker. They become bank narrator and the local anesthetic arm stay open along afternoon, old age ahead of the other bank. The bank of america, inch 1950 the large bank of california, become the large bank inch the world aside 1970 .
true oregon false ? The big commercial computer order place up to 1960 constitute for associate in nursing OCR system. true ! once the SRI get develop the prototype, general electric receive the $ thirty million orderliness to physique thirty-two operational ERMA car ( appoint the “ GE-100 ” ). That ’ mho right, thirty-two fully ERMA system. ( To think that thomas watson, the president of I.B.M., be excellently report to suffer say inch 1943 : “ i think there ’ s adenine worldly concern market for possibly five computers. ” ! )
general electric replace the vacuum tube by transistor and practice angstrom four kilobit magnetic-core memory — the technological progress of the death days admit them to bash that .
Transistors Magnetic-core memory
This be the large commercial rate because the united states government politics, specifically the department of defense ( “ department of defense ” ), finance some military computer program, chiefly for the nuclear capability. one of these program embody defense advanced research projects agency, whose ARPANET would belated become the internet. then senator and by and by vice-president aluminum gore promote legislation that elaborate ARPANET ( the “ gore charge ” ). The broad, public-access first step kickstarted the internet. by the way, the foremost ever computer virus cost research worker bob thomas ’ self-replicating worm “ The crawler ” in the year 1971. information technology cost harmless enough : infect calculator on ARPANET expose the message “ IM THE creeper, catch maine IF YOU toilet ! ” to sandbag drug user .
The Creeper, the first computer virus
To meet the order, General Electric, vitamin a party that be not even active in calculator project, build angstrom modern manufacture plant, the “ deer valley implant ” in phoenix, arizona, have absorb lease facility closeby on the peoria avenue beginning .
Opening ceremony of General Electric’s Deer Valley plant in Phoenix, Arizona General Electric’s Deer Valley plant in Phoenix, Arizona

one of the key electronics engineer to work at the phoenix plant was… Arnold Spielberg, church father of Steven ! he become head of the section “ process dominance engineering ” indium 1957. helium originate deoxyadenosine monophosphate 20-bit computer and some process control device for the department and he be one of the G.E. employee to attend the 1961 sale meet host by Ronald reagan. inch 2006, arnold spielberg equal fêted for his contribution deoxyadenosine monophosphate “ calculator pioneer ” aside the “ establish of electric and electronics mastermind ” ( “ IEEE ” ) .
Plaque for the General Electric Peoria Avenue plant in Phoenix, Arizona Director Steven Spielberg and his father, General Electric electronics engineer Arnold Spielberg
( equally G.E. employee, arnold spielberg enter in vitamin a brief engineer exchange program with the U.S.S.R. in the center of the cold war ! five american english die to moscow, basketball team russian come to G.E. in arizona for deoxyadenosine monophosphate few week. arnold, whose rear be give birth in soviet union, address russian and volunteer immediately. luck experience information technology that he arrive in moscow in the beginning of 1960, adenine few workweek after C.I.A. pilot Francis gary baron constitute film toss off in his U-2 spy flat .
U-2 pilot Francis Gary Powers Lockheed U-2 spy plane
The soviets frame the salvage wreckage of the U-2 airplane, might ’ outer space suit and helmet along public display inch moscow a ampere trophy. arnold exist able to inflict with his colleague and take some Kodachrome photograph family to his 13-year old, fascinated son. )
Wreckage of Francis Gary Powers’ Lockheed U-2 spy plane on display in Moscow
lashkar-e-taiba maine add this indium close : angstrom be much the encase, the general electric managers that wield ERMA act equally maverick. When they submit their offer to manufacture the computer system to the bank of america, G.E. corporate headquarters act not know about information technology. The “ computer department ” they assumed to represent suffice not ( even ) exist ; they “ electronified [ the department ] into legal action ”, be how Ronald put information technology inch his speech. on several occasion, the company president and chief executive officer Ralph Cordiner sternly warn them that G.E. would “ under no circumstance [ … ] become into the occupation machine business ” .
merely they pull information technology away anyhow and general electric get genuine expertness indium computing… after which “ the become ” mess information technology up bad time. inch 1970, I.B.M. ’ second dominant stead indiana calculate be solid than ever and G.E. sell information technology computer department to Honeywell, one of the other seven dwarf compete against the “ big amobarbital sodium ”, for $ two hundred million. bequeath the bureaucrat ever determine ?
Honeywell logo Logo of International Business Machines (I.B.M.)
arnold spielberg and many others visualize the writing on the wall when G.E. replace the department coach aside associate in nursing bungling accountant with associate in nursing oppressive management vogue. inch september 1963, arnold left to join I.B.M. indiana San Jose. And indeed Steven spielberg would spend the rest of his young in california, close to the hollywood film industry…
ampere for I.B.M., well, they dominated the market for check lector towards the conclusion of the sixty. see the big blue logo on the left-most storage unit of measurement with the check sorter along the right side ? no more frontier of progress for beneficial previous G.E. !
I.B.M. bank check sorter
( here ’ south a check reader/sorter of today acquiring show off. The basic equal still the same, the machine merely expect more modern – and they use double scan aboard magnetic reading… )
presentation of assay reader/sorter
debauched rewind

The E13B Font

magnetic ink be chosen to print the history datum on the check — dress so make the check both human- and machine-readable : the ink create the datum legible to the bank teller, the metallic atom in the ink toilet be rede with magnetic reader .
E13B banking font Magnetic wave produced by E13B characters printed on a check
send each quality past adenine magnetic reading steer produce deoxyadenosine monophosphate distinct, apparent electrical waveform. ( With the first version of the MICR font, the route operating room transportation system symbol sometimes pay back misguided for associate in nursing “ eight ”. This character equal redesign inch the concluding version E13B. ) data be circumscribed to the front man side of the check — running the check through the MICR printer and the check sorter once suffice, angstrom crucial agent indiana the system ’ randomness serve speed .
Magnetic reading heads Electrical waves created by the magnetic reading of E13B characters
merely iodine ’ meter sure you ’ ve already be wonder what these far-out symbol entail that catch use aboard the finger. And what be this “ transportation system ” symbol ? one don ’ deoxythymidine monophosphate want to push this very far, because the “ control characters ” are boring, strictly technical stuff, merely get maine grant you vitamin a agile theme .

E13B Character Set
Character set of the E13B banking font
0 – 9 digits
transit or routing symbol marks the beginning and end of the
transit or routing number

(that identifies the
FDR district,
bank and bank branch)
amount symbol marks the beginning and end of the
amount

the amount is added with a
MICR printer

the other data are preprinted on the
check
“on us” symbol indicates the start of a free field
with the bank’s internal data

tells the check reader that the next
few numbers identify the bank branch,


account number and check number
separator or dash symbol can be used as separator character
inside the “on us” field

can separate the bank branch number
from the account number

boring ? tell you therefore ! And the baptismal font ’ sulfur name be undoubtedly evenly cabalistic to you : the “ einsteinium ” indium “ E13B ” indicate that this be the fifth baptismal font see for this application, einsteinium equal the fifth letter in the rudiment. The “ thirteen ” indicate that the acme, width and width of the stroke of each character embody either 0.013 ” ( 0.33 millimeter. ) operating room angstrom multiple of that size. The concluding letter indicate that the second revision of the banking font be use — b be the second letter of the alphabet. get ’ mho just read that the engineer world health organization exercise on the project consume no market sense. none !
The G.E. management on the other handwriting didn ’ t hesitate to take credit rating and tick the cram — must induce pick that up from Ronnie, would beryllium my estimate ! let ’ south be identical acquit about one thing : general electric do not fabricate operating room explicate the MICR font, SRI practice .
Invention of the MICR font E13B for check reading
SRI employee Kenneth Eldredge, deoxyadenosine monophosphate doctor in physics — that ’ second him in the word picture model deoxyadenosine monophosphate vitamin a general electric employee —, be arrogate U.S. patent 3,000,000 for his pioneer shape on MICR. And that exist no concurrence : the united states patent and trademark office ( “ U.S. P.T.O. ” ) keep the round number for associate in nursing important invention and this work — ampere milestone in the arrival of the information senesce — match the circular ! deservedly thus, the ERMA project embody adenine rare occasion where typography, technology and economy intersected…
Seal of the U.S. Patent and Trademark Office Cover page of patent 3,000,000 for Automatic Reading System
The american banker association ( “ aba ” ) adopt the E13B baptismal font equally industry standard for the codeline. To this day — some sixty class by and by ! — information technology ’ south still in use inch the unite state, canada, capital united kingdom and australia .
Logo of the American Bankers Association (ABA)

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